Merchants State Bank Your hometown bank since 1899
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Fee Schedule 


Account & Service Related Fees

Cashiers Checks


Wire Fees


Safe Deposit Boxes
Available in Freeman, Hurley, and Irene

$9.00 - $12.00 - $18.00 - $24.00 annually depending on size

Account Research

$20.00 per hour

Stop Payments

$10.00 per request for paper checks and ACH transfers. $15.00 per request for on-line Bill Pay electronic checks.
Signed requests are good for 6 months.  Telephone requests are good for 14 days, unless signed.

Overdrafts & Non-sufficient Funds Charges

$30.00  per check with $150.00 maximum per day.

Continuous Overdraft Fee

$30.00 after every 5 consecutive days 

Out of Network ATM Fees

$1.25 per transaction


$10.00 for replacement of lost or stolen cards




$1.00/page outgoing and $0.50/page incoming

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