Merchants State Bank Your hometown bank since 1899
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Welcome to Merchants State Bank!

Merchants State Bank has a rich -year history of supporting the communities of
Freeman, Hurley, Viborg and now Irene!

Winter Scene Whether you are looking for personal, agricultural, or commercial services, we can meet your needs with our variety of products and services.

Check out our website, stop in and introduce yourself, call, or e-mail if we can help in any way.

On behalf of our staff, thank you for visiting and banking with us.

Freeman, Hurley, Viborg and Irene

Your hometown bank since 1899

Privacy Notice — Federal law requires us to tell you how we collect, share, and protect your personal information. Our Privacy policy has not changed and you may review our policy and practices with respect to your personal information at any time, or we will mail you a free copy upon request if you call us at 605-925-4222 or toll free: 1-866-228-9747


Customers are receiving automated telephone calls stating their Visa Checkcard has been locked. The message then instructs listeners to enter their card number and PIN number. These calls are fraudulent.


Merchants State Bank or Falcon -our 24-hour monitoring service- will never ask you for your card number or your pin. If you have responded and given your card number and pin please notify the bank immediately at 605-925-4222.

Thank you for your business!

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