Merchants State Bank Your hometown bank since 1899
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Interest-Bearing Checking Accounts


 

Merchants State Bank offers the following interest-bearing checking accounts.

NOW Account - A traditional checking account that pays a competitive interest rate on collected balance.  This account is best for customers who want to earn competitive rates and can maintain a minimum balance in their checking account.

  • Minimum deposit is $1,000 to open account.
  • Interest paid at applicable rate.
  • No service charge if $1,000 balance is maintained.
  • Service charge is $5.00, plus $0.10 per check after ten checks.

 

Super NOW Account - A flexible checking account that rewards customers who maintain a $2,500 balance by paying a competitive interest rate on their collected balance.  This account is best for customers who keep higher balances, want the liquidity of a checking account, and wish to earn interest on their account balance.

  • Minimum deposit is $2,500 to open account.
  • Interest paid at applicable rate.
  • If balance falls below $2,500, rate falls to NOW Account rate.
  • No service charge if $1,000 balance is maintained.
  • Service charge is $5.00, plus $0.10 per check after ten checks.

See our rates page for current rate.

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