Merchants State Bank offers a wide variety of short-term and long-term financing options. With flexible rates and terms, our loan officers can help you finance your business needs. Utilize us as a resource, as well. We'll help you fill out small business applications for the Small Business Administration (SBA) and fit you with a great low rate program.
With Merchants State Bank as your Commercial Lender, you'll be working with a relationship banker for all your accounts. We offer adaptable and adjustable lending products with no prepayment penalties. Our competent lending staff will be happy to perform a financial analysis for you, as well.
Below is a brief description of some of our Commercial Lending options:
- Lines of Credit: help with seasonal working capital, inventory, and accounts receivable
- Installment Loans: finance your machinery, vehicles, or other fixed assets
- Commercial Real Estate Loans: construct a building or buy a business or rental property
- Small Business Administration Loans: SBA-guaranteed loans can be used to finance real estate, machinery, equipment, or other business purposes
For your convenience, we are providing several online loan calculators to assist you in your financial planning.