DEPOSIT ACCOUNT RATES
As of August 13, 2010
Certificates of Deposit*
CD Special
|
Term
|
Simple Interest Rate
|
Annual Percentage Yield
|
|
36 Month Step-Up CD**
|
2.18%
|
2.20%
|
Consumer accounts only. $1,000 minimum deposit.
**Interest must be compounded on the Step-Up CD.
Customer may elect to change the rate on this account only once during the term.
| |
Monthly Term
|
Simple Interest Rate
|
Annual Percentage Yield
|
| Certificates** |
3 Month
|
0.75%
|
0.75%
|
| |
6 Month
|
0.90%
|
0.90%
|
| |
12 Month
|
1.24%
|
1.25%
|
| |
18 Month
|
1.49%
|
1.50%
|
| |
24 Month
|
1.73%
|
1.75%
|
| |
30 Month
|
1.83%
|
1.85%
|
| |
36 Month
|
2.18%
|
2.20%
|
| |
48 Month
|
2.47%
|
2.50%
|
| |
60 Month
|
2.66%
|
2.70%
|
* A penalty may be imposed for early withdrawal.
** $100 minimum deposit required for CD terms.
Interest-Bearing Checking*
| |
Simple Interest Rate
|
Annual Percentage Yield
|
NOW Account**
$1,000 minimum balance |
0.25%
|
0.25%
|
Super NOW Account**
$2,500 minimum balance |
0.35%
|
0.35%
|
* The rate may change daily.
** Fees may reduce the earnings on the account.
Savings*
| |
Balance
|
Simple Interest Rate
|
Annual Percentage Yield
|
Statement Savings
$10 minimum balance |
|
0.35%
|
0.35%
|
|
Money Market Savings Account**
$2,500 minimum balance
|
|
0.50%
|
0.50%
|
Money Market Gold Account**
$10,000 minimum balance |
$0 to $9,999.99
|
0.25%
|
0.25%
|
| |
$10,000 to $24,999.99
|
0.40%
|
0.40%
|
| |
$25,000 to $49,999.99
|
0.60%
|
0.60%
|
| |
$50,000 and above
|
0.80%
|
0.80%
|
* The rate may change daily.
** Fees may reduce the earnings on the account.
IRAs (Individual Retirement Accounts)*
| |
Simple Interest Rate
|
Annual Percentage Yield
|
Traditional IRA Savings**
$50 minimum balance |
2.48%
|
2.50%
|
Roth IRA**
$50 minimum balance |
2.48%
|
2.50%
|
Coverdell Education**
$10 minimum balance |
2.48%
|
2.50%
|
Simplified Employee Pension**
$50 minimum balance |
2.48%
|
2.50%
|
* The rate may change daily.
**Fees may reduce the earnings on the account.
|
