Merchants State Bank Your hometown bank since 1899
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VISA Credit Cards


 

 World Class Cards from People You Trust
Merchants State Bank is here to help you find the card that's right for you.

To apply for a Merchants State Bank VISA credit card - e-mail us to have an application sent to you or stop at any one of our four branch locations!

Consumer Cards

VISA Bonus Rewards

offers a 25% monthly bonus on all reward points earned each month* and exceptional Visa benefits.

VISA Bonus Rewards Plus

earn even more rewards points faster with a 50% monthly points bonus**, low annual fee, and exceptional Visa benefits.

VISA Platinum

offers valuable Visa benefits in a flexible, low rate, non-rewards card.

Business Cards

VISA Business Bonus Rewards

offers a 25% monthly bonus on all reward points earned each month* and tailored business features and benefits.

VISA Business Bonus Rewards Plus

earn even more rewards points faster with a 50% monthly points bonus**, low annual fee, and tailored business features and benefits.

VISA Platinum BusinesS

offers valuable business Visa benefits in a flexible, low-rate, non-rewards card.

Specialty Cards

College Visa

provides an opportunity for college students, with verifiable income, to build credit*** and earn rewards.

*25% MORE POINTS - Each month, you earn 1 point for every net $1 you spend, plus an additional 25% BONUS on all points earned that month (that's the equivalent of getting 1.25 points for every net $1 in purchases).

**50% MORE POINTS - Each month, you earn 1 point for every net $1 you spend, plus an additional 50% BONUS on all points earned that month (that's the equivalent of getting 1.50 points for every net $1 in purchases).

*** - Late payments or going over the credit limit may damage your credit history


 

For a copy of the cardholder's agreement for any of our Visa Credit Cards, please contact Merchants State Bank by e-mail or phone, 1-866-228-9747.

To apply for a Merchants State Bank Visa credit card, stop in any of our 
four
branch locations for an application.
 

Three New Convenient Payment Options:

  1. AutoPay
    -Set up an automatic monthly withdrawal from a checking or savings account to pay your bill
    -Your payment will appear on your monthly statement
  2. Phone Pay
    -Call in your payment from any touch-tone phone as an alternate to mailing in a check
    -Our automated phone service makes it easy with step-by-step instructions - simply call 1-800-558-3424 to get started
  3. Internet You Pay
    -Pay online at
    www.myaccountaccess.com - enter your Personal ID and Password.
    -If you do not have a PIN, call Cardmember Service to request one
    -Your payment will appear on your monthly statement
     

Verified by Visa

Your Visa Credit Card is equipped with Verified by Visa - a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. To learn more, visit http://usa.visa.com/personal/security.

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