What's New?
Beware of Social Engineering over the phone
There have been an increased number of "vishing" events during the holiday season. "Vishing" combines the techniques of social engineering and phone calls to obtain sensitive information from victims. This particular technique uses a pre-recorded message to attempt to have the customer respond with debit card numbers and the associated PINs. We would like to remind you that we will not ask for card numbers or PINs over the phone and we would encourage you to contact us if you feel you might be a victim of this scam.
Beware of Phishing Attempts
Recent news reports on the Epsilon data breach have made Merchants State Bank aware of the possibility of fraudulent e-mail phishing attempts.
Merchants State Bank would like to make its customers aware of the possibility of e-mail phishing attempts. Merchants State Bank will NEVER request your personal information via phone or e-mail. If you receive a call or e-mail asking to provide personal or sensitive information, do not respond. Even if the call or website seems genuine, do not continue. Please contact your Merchants State Bank location immediately.
Merchants State Bank no longer accepts Federal Tax payments!
Use EFTPS and avoid possible IRS penalties! Pay your taxes securely. Enroll now to pay online or by phone.
www.eftps.gov or call 1-800-316-6541
Schedule your payment at least 1 calendar day before tax due date and don't worry about lost mail or missing a deadline!
- Pay your individual taxes, especially your 1040ES taxes
- Use the Internet or phone
- Be assured of security and privacy
- Follow the easy, step-by-step instructions online or by phone
- Make a payment in a matter of minutes
- Access the system 24 hours a day, 7 days a week
- Receive an immediate acknowledgment of every transaction as a receipt
- Review the last 16 months of your payment history online or by phone
- Schedule payments up to 365 days in advance
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "non interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general depositor insurance rules.
The term "non interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |
