Merchants State Bank Your hometown bank since 1899
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Mission Statement

Our mission is to provide high quality financial services to the communities we serve and to promote economic growth and stability within those communities, while earning a reasonable profit.  This will facilitate future bank growth, an attractive compensation and benefit package for our employees, and increase value to our stockholders.  We will maintain safety and soundness and remain an independent bank. 


  • Maintaining safety and soundness in our bank;
  • Selecting, training, and retaining professional employees and providing an environment where they will feel motivated to achieve outstanding performance and in which they can obtain a sense of personal worth, growth, achievement and recognition;
  • Supporting the continued growth and development of all segments of our communities;
  • Achieving and maintaining good asset quality; and
  • Communicating openly and ethically with our employees, directors, shareholders, customers, and regulators.

The foundation of our personal and business practices includes:

  • Honesty, Integrity, and Courtesy
  • Professionalism and Confidentiality
  • Responsible Corporate Citizen

Your hometown bank since 1899.

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