Merchants State Bank Your hometown bank since 1899
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Traditional IRA 

Traditional IRA - man on a tractor


It's never too early to start saving for retirement.  Merchants State Bank offers a no-fee Traditional IRA Savings Account.  The convenience and flexibility of this account make it easy to save for retirement.  A Traditional IRA includes the following benefits:

  • Most contributions are tax deductible when made
  • Earnings on the account are tax-deferred until distribution
  • Allows rollovers from retirement or 401(k) plans to shelter those funds until retirement

Traditional Contribution Limits


Contribution Limit

Ages 50+

2019 & After



See our current rates.  Start saving today!

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