Loans 

 We understand that your loan is important and that you need an answer fast.  Merchants State Bank loan officers give you the personal attention you deserve and the quick response you need.

With over 140 years of combined lending experience, our loan officers can provide you with the expertise to find the right lending options for you.

  Consumer & Personal Loans
  Residential Real Estate & Home Improvement
  Commercial Lending
  Agricultural Lending

Contact one of our loan officers today to find out which loan fits your financial goals.

 For your convenience, we are providing several online loan calculators to assist you in your financial planning.

Any transactions conducted after 2:00pm will be posted on the next business day.