Merchants State Bank Your hometown bank since 1899
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Commercial Lending 

image of a home being built

Merchants State Bank offers a wide variety of short-term and long-term financing options.  With flexible rates and terms, our loan officers can help you finance your business needs.  Utilize us as a resource, as well.  We'll help you fill out small business applications for the Small Business Administration (SBA) and fit you with a great low rate program.

With Merchants State Bank as your Commercial Lender, you'll be working with a relationship banker for all your accounts.  We offer adaptable and adjustable lending products with no prepayment penalties.  Our competent lending staff will be happy to perform a financial analysis for you, as well.

Below is a brief description of some of our Commercial Lending options:

  1. Lines of Credit: help with seasonal working capital, inventory, and accounts receivable
  2. Installment Loans: finance your machinery, vehicles, or other fixed assets
  3. Commercial Real Estate Loans: construct a building or buy a business or rental property
  4. Small Business Administration Loans: SBA-guaranteed loans can be used to finance real estate, machinery, equipment, or other business purposes

image of a calculatorFor your convenience, we are providing several online loan calculators to assist you in your financial planning.


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