Merchants State Bank Your hometown bank since 1899
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Advantage ATM Card

 Cash at your fingertips!

Free with any checking or savings account, enjoy safe and convenient access to cash with an Advantage ATM Card. With millions of participating ATMs worldwide, your accounts are at your fingertips wherever the ADVANTAGE or CIRRUS networks are accepted.

  • Withdraw Cash
  • View Balances
  • Transfer Funds
  • Make Deposits (at participating ATMs)

Transactions at Advantage ATMs will not incur Merchants State Bank charges. A service fee will be applied at non-Advantage ATMs, and in addition, at ATMs where surcharges are imposed by ATM owners.

For lost and stolen cards, contact Merchants State Bank
or call 1-800-236-2442 after-hours.

Find an Advantage ATM near you.

Picture of ATM Card

Suspicious Activity Procedures

Our processor has an automated process for contacting cardholders to verify suspicious activity on an ATM or Checkcard.

When fraud or suspicious activity occurs on a card, an automated message will be sent to the cardholder via text, call or email.


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