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Rates

 

Deposit Account Rates as of:  

 

Certificates of Deposit

Our Certificate of Deposit rates
Monthly TermSimple Interest RateAnnual Percentage Yield
Monthly Term
3 Month
Simple Interest Rate
0.40%
Annual Percentage Yield
0.40%
Monthly Term
6 Month
Simple Interest Rate
0.50%
Annual Percentage Yield
0.50%
Monthly Term
12 Month
Simple Interest Rate
0.90%
Annual Percentage Yield
0.90%
Monthly Term
18 Month
Simple Interest Rate
1.00%
Annual Percentage Yield
1.01%
Monthly Term
24 Month
Simple Interest Rate
1.24%
Annual Percentage Yield
1.25%
Monthly Term
30 Month
Simple Interest Rate
1.34%
Annual Percentage Yield
1.35%
Monthly Term
36 Month
Simple Interest Rate
1.39%
Annual Percentage Yield
1.40%
Monthly Term
48 Month
Simple Interest Rate
1.49%
Annual Percentage Yield
1.50%
Monthly Term
60 Month
Simple Interest Rate
1.64%
Annual Percentage Yield
1.65%
 

Certificate of Deposit disclaimer

  • A penalty may be imposed for early withdrawal.  Interest will be credited annually or more frequently.

  • $100 minimum deposit required for CD terms.


 

 

Interest-Bearing Checking

Our current Interest-Bearing Checking rates
 Simple Interest RateAnnual Percentage Yield

NOW Account

$1,000 minimum opening balance

Details

Simple Interest Rate
0.10%
Annual Percentage Yield
0.10%

Super NOW Account

$2,500 minimum opening balance

Details

Simple Interest Rate
0.15%
Annual Percentage Yield
0.15%
 

Interest-Bearing Checking disclosures

  • The rate may change daily.

  • Fees may reduce the earnings on the account.


 

 

Savings

A list of our current Savings rates
 Daily BalanceSimple Interest RateAnnual Percentage Yield

Statement Savings 1

$10 minimum opening balance

Details

N/A0.05%0.05%

Money Market Savings Account 1,2

$2,500 minimum opening balance

Details

N/A0.15%0.15%

Money Market Gold Account 1,2,3

$10,000 minimum opening balance

Details

$0 to $9,999.99

$10,000 to $24,999.99

$25,000 to $49,999.99

$50,000 and above

0.15%

0.25%

0.30%

0.40%

0.15%

0.25%

0.30%

0.40%

 

Savings Disclosures

  1. The rate may change daily

  2. Fees may reduce the earnings on the account

  3. MSB pays on the full balance in the account at the state interest rate that corresponds to the applicable deposit tier


 

 

IRAs (Individual Retirement Accounts)

Our current IRA rates
 Simple Interest RateAnnual Percentage Yield

Traditional IRA Savings

$50 minimum opening balance

Details

1.24%
1.25%

Roth IRA

$50 minimum opening balance

Details

1.24%
1.25%

Coverdell Education

$10 minimum opening balance

Details

1.24%
1.25%

Simplified Employee Pension

$50 minimum opening balance

Details

1.24%
1.25%
Simple Interest Rate

Traditional IRA Savings

$50 minimum opening balance

Details

1.24%

Roth IRA

$50 minimum opening balance

Details

1.24%

Coverdell Education

$10 minimum opening balance

Details

1.24%

Simplified Employee Pension

$50 minimum opening balance

Details

1.24%
Annual Percentage Yield

Traditional IRA Savings

$50 minimum opening balance

Details

1.25%

Roth IRA

$50 minimum opening balance

Details

1.25%

Coverdell Education

$10 minimum opening balance

Details

1.25%

Simplified Employee Pension

$50 minimum opening balance

Details

1.25%
 
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